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Banking Economy Featured Technology

Finding the sweet spot between bank rivalry and safety

Imagine your favorite open-air market. Stalls hustle for customers, prices fall, and shoppers win—until one fragile roof gives way and everyone scrambles. Banking is similar. Lean rivalry makes credit cheaper; cut-throat rivalry slashes margins so deeply that lenders may gamble to survive. Finding the sweet spot is not guess-work. A new World Bank working paper – Navigating […]

poverty Featured Lifestyle News World

Public transit access and income segregation

Low-income households in US cities tend to be segregated in low-opportunity neighbourhoods with worse access to good schools and desirable urban amenities. Public transportation is often expected to bridge inequalities, but sparsely distributed public transit networks may end up concentrating poverty further if high- and low-income households sort differently between driving-accessible and transit-accessible residential neighbourhoods. […]

Featured Finance World

Boosting opportunities for the most vulnerable: the Productive Social Safety Net toolbox for Africa

Africa is not on track to achieve the Sustainable Development Goal of eradicating extreme poverty. While many countries were successful in reducing poverty during the years before the pandemic, its economic disruptions coupled with climate disasters and food and fuel inflation caused by Russia’s invasion of Ukraine have put spanners in the wheels. Growing vulnerabilities to […]