The COVID-19 pandemic brought a large, lasting shift to work from home (Barrero et al. 2021b, Aksoy et al. 2022,...

On a global scale, the extent of COVID-related lockdowns is massive, and their socio-economic impact is expected to be far-reaching...

Bank lending is inherently pro-cyclical. This is because, during upswings in the business cycle, banks tend to overestimate the creditworthiness...

In early 2020, as COVID-19 morphed into a global pandemic, countries faced multifaceted challenges: a health crisis from a poorly...